Comments on: Travelers Auto insurance: a 93 year old lady in NYC could NEVER pass the drivers test hit? http://www.roadtestvideo.com/travelers-auto-insurance-a-93-year-old-lady-in-nyc-could-never-pass-the-drivers-test-hit/ Road Test DVD, Questions & Answers Sat, 31 Dec 2011 15:37:54 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: oklatom http://www.roadtestvideo.com/travelers-auto-insurance-a-93-year-old-lady-in-nyc-could-never-pass-the-drivers-test-hit/comment-page-1/#comment-16333 oklatom Thu, 01 Jan 1970 00:00:00 +0000 http://www.roadtestvideo.com/?p=4239#comment-16333 Two questions here. First, why are you talking to anyone other than your own insurance agent? You don't need to negotiate with her insurance company, that is why you have an agent. Second question, you do realize they can total your vehicle and just offer you market value, that they don't have to repair it if the cost of repairs is more than the worth of the vehicle, don't you? If it's an old high mileage vehicle, $800 may be the market value, and if you accept that, you have sold them the vehicle. Your best source of advice will be your insurance agent. Two questions here. First, why are you talking to anyone other than your own insurance agent? You don't need to negotiate with her insurance company, that is why you have an agent.

Second question, you do realize they can total your vehicle and just offer you market value, that they don't have to repair it if the cost of repairs is more than the worth of the vehicle, don't you? If it's an old high mileage vehicle, $800 may be the market value, and if you accept that, you have sold them the vehicle.

Your best source of advice will be your insurance agent.

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